Muhammad Tariq Siddiqui, Muhammad Adnan and Ambreen Ashfaq (2026) “THE CASH-ON-DELIVERY EFFECT: HOW PAYMENT LOGIC MODERATES IMPULSE BUYING IN E-COMMERCE INTERFACES”, Spectrum of Engineering Sciences, 4(3), pp. 4489–4496. Available at: https://thesesjournal.com/index.php/1/article/view/3637 (Accessed: 22 August 2026).