MUHAMMAD FASEEH ANSARI; ASJAD ABBAS; HAMZA ALI; MOHSIN NASIR. DETERMINANTS OF MULTI-FACTOR AUTHENTICATION ADOPTION AMONG PAKISTANI INTERNET USERS: A SURVEY-BASED STUDY. Spectrum of Engineering Sciences, [S. l.], v. 4, n. 5, p. 683–705, 2026. Disponível em: https://thesesjournal.com/index.php/1/article/view/2762. Acesso em: 28 jun. 2026.