Amjad Ali, Dr. Mahboob Ullah, Muhammad Tariq Khan, Umar Shehzad and Nageena 2026. IMPACT OF ARTIFICIAL INTELLIGENCE-BASED PREDICTIVE ANALYTICS ON IMPROVING ACADEMIC PERFORMANCE IN PAKISTANI UNIVERSITIES: THE MODERATING ROLE OF DIGITAL LITERACY. Spectrum of Engineering Sciences. 4, 3 (Mar. 2026), 167–178.